Written by Joanna Gebhart, Local Insurance Agent
One of the most common mistakes I see is people sticking with the same Medicare plan year after year without reviewing it. It’s easy to assume nothing has changed—but plans often do.
Premiums, copays, and deductibles can increase. Doctors may leave networks, and prescriptions can shift to higher- cost tiers. The plan that worked well last year may no longer be the best fit for your health or your budget.
If you have a Medicare Advantage plan, you can make changes each year during the Annual Enrollment Period. If you have a Medicare Supplement (Medigap) plan in California, the Birthday Rule gives you a 60-day window around your birthday to switch plans— without medical underwriting.
That’s where I come in.
I work with my clients year-round, reaching out at the right times to review coverage, compare options, and make sure everything still fits—your doctors, your prescriptions, and your finances.
A quick review can save you money and give you peace of mind. Let’s make sure you’re in the right plan. Call me today for a no-cost Medicare review.
Give me a call at 760-218-2980.
“Not all plans available in your area are offered. Please contact Medicare.gov or 1-800-MEDICARE for all options.”
