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Is a Reverse Mortgage Right for You?

Is a Reverse Mortgage Right for you? C and H can help!

Reverse mortgages have helped countless senior homeowners convert a portion of their home equity into much-needed cash for added income during retirement. This type of loan offers many advantages for seniors, and it’s no surprise many have been applying in recent years.

One of the reasons why reverse mortgages are attractive is that they allow borrowers to retain ownership and live in their homes as long as they remain in good standing with their lender. Seniors also love that they don’t have to pay a monthly mortgage, while still getting the cash they need for retirement.

Reverse loans also allow you to:

  • Eliminate monthly mortgage payments
  • Pay off credit cards, medical costs and other bills
  • Pay for in-home and long term healthcare
  • Access tax-free money
  • Refinance your current reverse mortgage to obtain more cash
  • Purchase your new residence with a reverse mortgage

Reverse mortgages are a great help and resource for those in their retirement years. However, it’s essential to understand how a reverse mortgage works so you know if it’s the best option for your unique situation.

C and H financial was established in 1986. We can also help you with conventional, jumbo, FHA and VA mortgage loans.

Our goal is to help you achieve your financial goals confidently and easily. Please, let us know how we can help, if you’d like to learn more about a reverse mortgage – or any other home financing opportunity.

Please contact Paul Hayes at 760 434-3450 (office) or 949 874-1775 (cell) or email



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